Good thing also can cause a trouble, especially immature when, accumulation fund is.
This a week, the message of system of concerned housing accumulation fund flies all over the sky. It is Jiangsu Nanjing first to the accumulation fund of room of the 2nd ring loan says not, express to want constrictive money; Then Zhejiang also announces to adjust requirement of accumulation fund loan, suspend room age 20 years of above secondhand the application of accumulation fund loan of room and Hangzhou suburb housing, province interior divides a city more already reduced specified amount of accumulation fund loan to spend. On the other hand, the building that investigation shows to 260 Lou Panzhong of Beijing have 62% unexpectedly dish do not accept accumulation fund to borrow money, the argument that develops business is " numerous, time grows procedures of accumulation fund loan, loan is slow " .
The interest that just had Shanghai and other places to raise accumulation fund forehead to spend is good, this not, one contracts, one pauses, one is reduced, a refus is borrowed, the change that arrange prevents not as good as is to make heart of ordinary common people cool again really half. Statistical data more show, since 2003 capital of Beijing housing accumulation fund applies rate year after year to drop, by 71.05% drop 64.21% 2006. Go up ceaselessly in commercial loan interest rate the nowadays of tone, the person that buy a house wants to enjoy interest rate to borrow money relative to inferior accumulation fund, became a more and more difficult issue?
Chao Koufu the door, dusk follows fat Ma Chen, fend this not easy already. We are good not easy save money became enough head pay, want to buy house of a commodity, must face bridal chamber, advanced age again however now secondhand the reality that room, suburb room chooses accumulation fund to borrow money hard. Our economy actual strength is finite, can reduce the demand that buy a house only, also can appeal to borrow money at accumulation fund only this " safeguard " . Nowadays, tighten up accumulation fund loan, suffer harm truly, the employee that is not those forestall companies that use accumulation fund to make welfare people, however the average household buying a house that those need to improve living conditions.
I think, of system of a safeguard build, original intention always is good, most government official wants to fall more of course an at leisure, had better be " and long for children and grand children rash Ju Yu, do not have without calamity arrive hard fair dear " . However, fair it is difficult, difficult to enclothe difficult, extraction, use difficult, with sufficient difficult, it is to perplex housing accumulation fund all the time the old issue of this system; Interior circulates, hard " put high low borrow " , it is accumulation fund deposit is accumulated for a long time even below devalue secret worry, already also became the old state in revolution. Freezing 3 feet, had arrived instantly defrost when.
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