Recently, many places borrow money accumulation fund early or late " gate is tightened up " . Zhejiang visits management center of straight accumulation fund from August the last ten-day of a month rises, to accumulation fund loan requirement is made adjust, already suspended room age 20 years now of above secondhand the application of accumulation fund loan of room and Hangzhou suburb housing, meanwhile, zhejiang part city already reduced specified amount of accumulation fund loan to spend; Nanjing also reduced specified amount of accumulation fund loan to spend, can borrow money in the past 150 thousand yuan, 100 thousand yuan can be borrowed only after adjusting.
Housing accumulation fund borrows money " gate is tightened up " reason, according to the view of management center of housing accumulation fund, it is this year since estate market lasts overheat, accumulation fund is put borrow than been close to cordon. But, this one information that how the public confirms to management center of housing accumulation fund is offerred is belonged to completely solid? Is accumulation fund management center act on one's own tighten up accumulation fund is loan reasonable? Housing accumulation fund borrows money " gate is tightened up " , in can you denying an influence to arrive low income person buy a house? The author thinks, these are the problems that are worth to discuss very much.
Basis " regulation of housing accumulation fund " regulation, the worker that capture puts housing accumulation fund is being bought, build, break up build, overhaul lives oneself when housing, can apply for loan of housing accumulation fund to management center of housing accumulation fund. Management center of housing accumulation fund ought to have the 15 decisions that make allow borrow money to perhaps forbid to grant to borrow money in a few days in the day that accepts application, inform an applicant. Among them, did not set secondhand the room cannot apply for housing accumulation fund to borrow money this limitation. The author is afraid, do sth without authorization of management center of housing accumulation fund is done so, easy caustic and in low income person interest.
Well-known, the value that builds commodity house now is compared commonly tall, in low income person can flinch only, their actual strength also more apt is bought secondhand room. According to statistic, hangzhou is secondhand Fang Yuanzhong, 20 years scale of above old building is made an appointment with 15% , because be put in depreciation of 20 years, the price of these old buildings also is compared relatively a few lower, these room sources are medium low income person what like, if " suspend room age 20 years of above secondhand the accumulation fund loan of room and Hangzhou suburb housing applies for " , will naturally affect quite the interest of one part crowd.
Should realise, as a result of all sorts of reasons, management center of housing accumulation fund is put borrow existing originally " love ill will deficient is rich " the tendency. Audit of national audit arrange grows Li Jinhua to be in in the center of 2006 when executive circumstance audit reports, the budget says, "The group of the good-paying in using more benefit to reach of accumulation fund, tilt to what low income group extends strength is insufficient, fail to produce the effect that accumulation fund is improving aspect of living condition of low income worker effectively. Fail to produce the effect that accumulation fund is improving aspect of living condition of low income worker effectively..
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